Physical Therapists are treating more complex patients, with more complex modalities. This poses an increased risk, for Physical Therapists, of being named in a lawsuit.
Some of the claims made against Physical Therapists include:
- Failure to supervise or monitor
- Failure to properly test or treat
- Improper management over the course of treatment
- Improper performance using therapeutic exercise
- Improper performance using a physical agent
- Improper performance of manual therapy
- Equipment-related injury
- Inappropriate behavior of Physical Therapist
If you work in a healthcare facility, and are not an independent contractor, you may not be protected from litigation by your employer’s insurance. Your employer’s insurance policy is meant to protect your employer and may not cover you if a claim is made against you.
The high financial and emotional burden of a lawsuit can be mitigated by having your own coverage. Physical Therapy Malpractice Insurance provides you with a team of experts, who work for you, to protect your license, your livelihood and your personal life.
The field of Physical Therapy is rapidly expanding and the demand for Physical Therapy services is growing. The outlook for Physical Therapists is very bright, but just one claim against you, even if it is without merit, can be devastating.
The Bill Beatty Insurance Agency
The Bill Beatty Insurance Agency is staffed by knowledgable professionals, who can help you find a policy that fits your needs and your budget.
We have been helping healthcare professionals since 1962.