10+ Reasons to Have Your Own Med-Mal lnsurance

  1. To protect your future … so that a judgment does not take what you have worked so┬áhard to obtain.
  2. To have legal representation if you are guilty.
  3. To have legal representation if you are innocent … proving your innocence is expensive.
  4. Because you can’t depend on your employer to do it for you.
  5. Because you need coverage for services rendered or healthcare advice given outside your work setting….Your own policy should cover you 24 hours a day, including volunteer work.
  6. Because you supervise others, and you will almost certainly be sued for their errors.
  7. Because of staffing problems which put undue stress on you, increasing the chances for drug errors and medical mistakes.
  8. Because Texas is a community property state, the plaintiff’s attorney can file additional papers to seize your spouse’s business, rental property, etc., if you have community interest, to satisfy a judgment against you.
  9. Because you are a conscientious professional and have an ethical reason to be prepared to indemnify a patient you may injure and compensate him for his loss while protecting your personal assets.
  10. Because you need attorney representation at a licensing board hearing. We want to help you protect your license … and because you may need coverage for Good Samaritan Acts, case management, utilization reviews, first aid reimbursement, deposition expense reimbursement, or assault coverage for on-the-job and travel to and from work.

I hope you decide to buy your insurance from us. We provide a lot of personal attention to our customers, and our knowledgeable staff is always available to answer your questions. We’ve been providing this kind of service to people for over 50 years, and we want you to be one of them.